4012 Payne Cove Rd

Pelham, TN
$ 604,900 Beds 3 Baths 2 Sq 2,644
Monthly Estimate* How much can I afford?

Escape to your own private Tennessee mountain retreat at 4012 Payne Cove Road in Pelham, TN. Conveniently located just minutes from both Nashville and Chattanooga via I-24, this stunning 2,644-square-foot brick home brings the charm of Gatlinburg-style mountain living to the perfect location. Inside, you'll find soaring cathedral ceilings with exposed wood beams, custom hickory cabinetry crafted with exceptional attention to detail, and a beautiful loft. The thoughtfully designed split floor plan features three spacious bedrooms and privacy. City water is being installed at the road by September 2026.

Active

  • Price
  • $ 604,900
  • City
  • Pelham
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • GRUNDY
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 2.87 Acres
  • Zip
  • 37366
  • Sqr Footage
  • 2,644
  • Year Built
  • 2008
  • Taxes
  • $ 1411
  • Style
  • MLS#
  • 3336328
Listed By: RE/MAX 1st Realty;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 2644
Sewer Septic Tank
Heating Central,Electric
Cooling Central Air,Electric
Utilities Electricity Available
Possession Close Of Escrow
Roof Metal
Appliances Built-In Electric Oven,Double Oven,Electric Oven,Cooktop,Dishwasher
Garage Spaces 2
Patio/Porch Features Porch,Covered
Construction Materials Brick
Year Built 2008
View Mountain(s)
Stories Count 2
Topography Level
Levels Two
Property Subtype Single Family Residence
County Grundy County,TN
New Construction No
Property Type Residential
Attached Garage No
Subdivision Name none
Garage Y/N Yes
Full Baths 2
Status Active
Buyer Financing Conventional,FHA,USDA,VA
Directions From I-24 exit 127 travel Tn Hwy 50 at 4-way stop travel straight a couple miles and veer right onto Payne Cove Rd. Turn left at crossroad continue to the home on the right
High School Grundy Co High School
City Pelham
Senior Community Y/N No
Open Parking Spaces 4
Lot Size Units Acres
Elementary School Pelham Elementary
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 1411
Middle/Junior High School Pelham Elementary
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Ceiling Fan(s),Extra Closets,High Ceilings,Pantry,Walk-In Closet(s),High Speed Internet,Kitchen Island
Basement Crawl Space
Flooring Laminate,Tile
Total Fireplaces 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2644
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Fencing Partial
Parking Features Detached,Aggregate
Lot Features Level
Water Source Well
Total Parking 6
Lot Size Area 2.87
Building Area Total 2644
Lot Size Acres 2.87
Lot Size Source Assessor
Waterfront Y/N No
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pelham Elementary
Middle School Pelham Elementary
High School Grundy Co High School

Price History

8/7/2026 Listed $604,900

Property vs Zip Code Average in 37366

Price
AVG $510K
$600K
Taxes
AVG $471
$1,411
Year Built
AVG 2008
2008
Visits
AVG 28
19
Data Provided by Inside Real Estate®

Areas That We Cover

4012 Payne Cove Rd Pelham, TN is a Single Family Home for sale at $604900 with 2644 sqft and a lot size of 2.87 Acres Acre(s). 4012 Payne Cove Rd Pelham has 3 bedrooms, 2 baths and was built in 2008. The property's zip code is 37366 which is in Pelham, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.